Bread Finl Hldgs (NYSE:BFH) reported quarterly earnings of $1.84 per share which missed the analyst consensus estimate of $1.86 by 1.08 percent. This is a 46.82 percent decrease over earnings of $3.46 per share from the same period last year. The company reported quarterly sales of $983.00 million which beat the analyst consensus estimate of $981.28 million by 0.18 percent. This is a 4.66 percent decrease over sales of $1.03 billion the same period last year.