Guild Holdings Company (NYSE: GHLD) experienced a significant surge of 5.42% in its stock price on Friday, March 7, 2025, following the release of its impressive fourth-quarter and full-year 2024 financial results. The company's strong performance and bullish outlook for continued growth were the primary drivers behind this substantial price movement.

During the fourth quarter, Guild Holdings Company achieved remarkable growth, with total originations increasing by 86% year-over-year to $6.7 billion. This robust performance was supported by solid execution in both the originations and servicing segments, resulting in a net income of $97.9 million, compared to a net loss of $93.1 million in the prior year period.

For the full year 2024, the company reported record-breaking growth, with total originations rising 57% year-over-year to $24 billion, outpacing the industry's growth rate of 22%. Additionally, net revenue increased by 60% to $1 billion, while expenses rose by only 33%, reflecting the company's effective cost management and realization of scale benefits.

Guild Holdings Company's focus on purchase originations proved successful, with an 88% purchase origination rate, significantly outperforming the industry average of 72%. Furthermore, the company expanded its servicing portfolio to approximately $93 billion, a 9% increase from the previous year, while maintaining a high-quality portfolio and improving its recapture rates.

During the earnings call, the company's management expressed confidence in its strategic positioning and outlook for continued growth. Guild Holdings Company plans to leverage its expanded loan officer network, remain opportunistic in recruiting and acquisitions, and further enhance its integrated technology platforms to drive future success.

With a strong balance sheet, prudent financial management, and a commitment to making homeownership more accessible, Guild Holdings Company is well-positioned to capitalize on market opportunities and create long-term value for its shareholders.