2024 財年亮點如下： - **收入**: 2024 年總收入爲 1.428 億美元，同比下降 8.0%，主要由於項目完成、交易量減少和客戶合同終止，但新業務的積極影響有所抵消。 - 賬單與支付業務部門收入爲 1.019 億美元，同比下降 7.8%，主要因爲一次性項目完成、交易量減少和客戶合同終止，但新業務的積極影響有所抵消。 - 技術部門收入爲 4090 萬美元，同比下降 8.5%，主要由於許可證銷售量減少，技術實施和專業服務收入有所下降。 - **營業利潤**: 營業利潤爲 350 萬美元，較 2023 年增加 240 萬美元。這一改善主要由於毛利率上升和 SG&A 成本優化。我們的營業費用包括與向雲遷移相關的費用。 - **淨虧損**: 持續經營業務的淨虧損爲 650 萬美元，相比之下，2023 年的持續經營業務淨虧損爲 560 萬美元。同比增加主要由於所得稅費用和利息費用增加，但營業利潤上升和相關方利息費用減少有所抵消。 - **調整後的 EBITDA**: 持續經營業務調整後的 EBITDA 爲 1340 萬美元，較 2023 年減少 240 萬美元，即下降 15.1%。調整後的 EBITDA 利潤率爲 9.4%，較 2023 年的 10.2% 下降了 80 個基點。 - **資本支出**: 資本支出佔收入的 1.2%，相比之下，2023 年爲 1.7%，下降主要由於 PP&E 購買減少。 - **充足的流動資金**: 截至 2024 年 12 月 31 日，該公司的現金和現金等價物總額爲 1210 萬美元。

以上內容來自Benzinga Earnings專欄，原文如下：

Full Year Highlights

• Revenue: Total Revenue for 2024 was $142.8 million, a decline of 8.0% year-over-year, primarily due to completion of projects, lower volumes, and client contract ends, offset by positive impact of newly won business.
  • Bills & Payments segment revenue was $101.9 million, a decline of 7.8% year-over-year, primarily attributable to completion of one-time projects, lower volumes, and client contract end, offset by the positive impact of newly won business.
  • Technology segment revenue was $40.9 million, a decrease of 8.5% year-over-year, largely due to a lower volume of licenses sold, offset by a drop in technology implementation and professional services revenue.
• Operating Profit: Operating Profit was $3.5 million, an increase of $2.4 million compared to 2023. This improvement was driven primarily by higher gross margins coupled with SG&A cost optimizations. Our operating expenses include costs associated with accelerated migration to the cloud.
• Net Loss: Net loss from continuing operations was $6.5 million, compared with a net loss from continuing operations of $5.6 million in 2023. The year-over-year increase was primarily driven by higher income tax expense and interest expense, offset by higher operating profit and lower related party interest expense.
• Adjusted EBITDA(1): Adjusted EBITDA from Continuing Operations was $13.4 million, a decrease of $2.4 million or 15.1% compared to 2023. Adjusted EBITDA margin was 9.4%, a decrease of 80 basis points from 10.2% in 2023.
• Capital Expenditures: Capital expenditures were 1.2% of revenue compared to 1.7% of revenue in 2023, with the decrease primarily due to lower purchases of PP&E.
• Adequate Liquidity: The Company's cash and cash equivalents totaled $12.1 million as of December 31, 2024.