美國Car-Mart公司（NASDAQ:CRMT）週四股價上漲。該公司報告第二季度銷售額爲3.47269億美元（下降3.5%），高於市場預期的3.4437億美元。由於零售單位銷售減少，收入有所下降。收入下降部分被利息收入增加及服務合同收入的1320萬美元收益所抵消。季度銷售的調整後毛利率爲36.5%，同比提高200個基點，環比提高150個基點。 公司表示：“我們改進批發結果和定價的舉措體現了這些改進的利潤。”美國Car-Mart報告利息收入增長3.6%，達到6149.5萬美元。總收款額增長3.3%，達到1.738億美元。公司總裁兼首席執行官Doug Campbell表示：“我們改進了交易結構，產生了更高的首付，並受益於更高的收款和毛利率。” 信貸損失準備金佔融資應收款的百分比從7月31日的25.00%下降至10月31日的24.72%。主要原因是基於LOS系統（改進的承保系統）發起的貸款表現優良以及歷史損失率的改善。公司報告本季度調整後的每股虧損0.24美元。 在本季度內，公司增加了850萬美元的融資應收款，庫存增加760萬美元，購置了140萬美元的固定資產。此外，公司減少了4960萬美元的債務（扣除現金後淨值）。Campbell補充道：“我們在進行技術升級以增強運營的過程中，緊密管理費用。” CRMT股價變動：截至週四最新檢查，美國Car-Mart股價上漲18.25%，至54.04美元。 另請閱讀：美國Car-Mart發佈樂觀銷售數據，並加入Methode Electronics、Verint Systems、Brown-Forman和其他週四股價上漲的大型股票行列

以上內容來自Benzinga Earnings專欄，原文如下：

America’s Car-Mart, Inc. (NASDAQ:CRMT) shares are trading higher on Thursday.

The company reported second-quarter sales of $347.269 million (down 3.5%), beating the street view of $344.37 million. Revenues fell owing to a decrease in retail units sold. 

The decline in revenue was partially offset by an increase in interest income and a $13.2 million benefit in service contract revenue.  

Adjusted gross margin as a percentage of sales for the quarter was 36.5%, an improvement of 200 bps over the prior year’s quarter and 150 bps sequentially.

“Our initiatives in improving wholesale results and pricing improvements are reflected in these improved margins,” said the company.

America’s Car-Mart reported a 3.6% increase in interest income to $61.495 million. Total collections grew by 3.3%, reaching $173.8 million.

“We improved deal structures, generated higher down payments, and benefited from higher collections and gross margins,” said President and CEO Doug Campbell.

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The allowance for credit loss as a percentage of finance receivables, net of deferred revenue and pending accident protection plan claims decreased from 25.00% on July 31 to 24.72% on Oct. 31.

The primary driver of this change was favorable performance in loans originated under LOS (improved underwriting system) and the improvements it is driving in the historical loss rates, America’s Car-Mart said.

The company reported an adjusted loss per share of 24 cents in the quarter under review.

During the quarter, the company increased finance receivables by $8.5 million, raised inventory by $7.6 million, and purchased $1.4 million in fixed assets. It also reduced debt by $49.6 million, net of cash.

“We’re closely managing expenses during ongoing implementation of technology upgrades to strengthen our operations,” Campbell added.

CRMT Price Action: America’s Car-Mart shares are trading higher by 18.25% to $54.04 at last check Thursday.

Read Next: • America’s Car-Mart Posts Upbeat Sales, Joins Methode Electronics, Verint Systems, Brown-Forman And Other Big Stocks Moving Higher On Thursday

Photo: Courtesy Americas Car-Mart