The Australian share market traditionally provides investors with an average dividend yield of 4%.

While this is a good yield, investors don't have to settle for average. Not when there are high-yield ASX dividend shares out there being tipped as buys. Let's take a look at three:

Clearview Wealth Ltd (ASX: CVW)

Clearview Wealth could be a high-yield ASX dividend share to buy.

It is a life insurance business that partners with financial advisers to help Australians protect their wealth.

The team at Morgans believes that Clearview is well-positioned to deliver strong earnings growth in the coming years thanks to its transformation program. It expects this to underpin fully franked dividends of 3.6 cents per share in FY 2025 and then 4.3 cents per share in FY 2026. Based on the current Clearview share price of 52 cents, this would mean dividend yields of 6.9% and 8.3%, respectively.

The broker also sees plenty of upside for its shares with its add rating and 81 cents price target.

Healthco Healthcare and Wellness REIT (ASX: HCW)

Another high-yield ASX dividend share that is being tipped as a buy is HealthCo Healthcare & Wellness REIT.

It is a real estate investment trust that invests in hospitals, aged care, childcare, government, life sciences and research, and primary care and wellness property assets.

The team at Bell Potter is positive on this one due to its "significant scope for growth with an estimated $218 billion addressable market."

In the meantime, the broker is expecting the company to pay dividends of 8.4 cents per share for FY 2025 and then 8.7 cents per share in FY 2026. Based on the current Healthco Healthcare and Wellness REIT unit price of $1.17, this will mean dividend yields of 7.2% and 7.4%, respectively.

Bell Potter has a buy rating and $1.50 price target on its shares.

Inghams Group Ltd (ASX: ING)

Finally, Inghams could be another high-yield ASX dividend share to buy. It is the largest integrated poultry producer across Australia and New Zealand.

The team at Morgans recently revealed that it was "happy to buy" Ingham's shares despite the company posting a softer than expected full year result. Morgans appears to believe the market has oversold its shares, leaving them trading at an attractive level.

As for income, the broker is forecasting fully franked dividends of 19 cents per share in both FY 2025 and FY 2026. Based on the current Inghams share price of $2.89, this equates to dividend yields of 6.6% for both years.

Morgans currently an add rating and $3.66 price target on its shares.