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Only a few things can match the excitement of watching a stock you own outperform the market and make money. The tricky part is figuring out how long to hold on before a dreaded correction occurs. Fortunately for you, investment guru Jim Cramer just shed light on two high-performing stocks from 2024 that he believes will continue being winners in 2025. Keep reading to find out what they are.

Wells Fargo (NYSE:WFC)

From its humble beginnings in the stagecoach era of the Old West, this bank has grown into one of the world's premier financial institutions. The Federal Reserve regards Wells Fargo as "too big to fail." That speaks volumes about the bank's size and reach, but it has also earned the bank additional scrutiny from regulators.

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Despite being a profitable bank, Wells Fargo has been constrained by a $1.95 trillion "asset cap" since 2018. The asset cap was put in place by the Federal Reserve as punishment for a high-profile scandal that involved Wells Fargo employees creating fake accounts for existing customers to generate additional fees. However, a recent article in Reuters indicates that the Federal Reserve may lift that ban in 2025.

Jim Cramer has also heard the same thing and believes there is validity to the rumor. When the subject of Wells Fargo came up at a recent meeting of his investor's club, Cramer said, "The idea that this foolishness by regulators can continue in 2025 is pretty unfathomable. While Wells Fargo has done a lot despite a cap on its activities, it's inconceivable that lifting the restriction won't matter to the stock." 

It's also likely that the incoming Trump Administration will take a more "hands-off" regulatory approach than the outgoing Biden Administration. That also plays into Wells Fargo's favor. Now might be the right time to buy some shares and don't forget this stock has passive income potential. Benzinga's estimates and public filings show Wells is paying a solid 2.24% dividend on its $71.57 share price.

See Also: Arrived Home's Private Credit Fund’s has historically paid an annualized dividend yield of 8.1%*, which provides access to a pool of short-term loans backed by residential real estate with just a $100 minimum. 

TJ Maxx (NYSE:TJX)

TJ Maxx operates in the retail sector, but Jim Cramer thinks it could also benefit from the upcoming change in White House leadership. Cramer believes that Trump's proposed tariffs on certain consumer products will increase prices at traditional retail outlets. That could push customers toward more affordable alternatives, which puts them right into TJ Maxx's wheelhouse.

This company has been one of America's leading discount retailers for decades and it holds a well-earned place in the hearts of bargain-minded shoppers. TJ Maxx gets those bargains by purchasing excess inventory from retail outlets at a heavy discount. Unlike traditional retailers, which have to pass the price of tariffs on to consumers, TJ Maxx will be buying inventory after the tariff has already been paid.

Retailers may also try to get around the tariffs by over-ordering inventory before Trump's tariffs take effect. That could also translate to deep discounts for TJ Maxx customers and solid profits for TJ Maxx shareholders. During a recent earnings call, TJ Maxx CEO Ernie Herrman told shareholders, "Manufacturers could bring in goods early. That could create even more availability of goods at advantageous prices for us."

TJ Maxx has something else in common with Wells Fargo. It's popular with passive income investors because it pays a dividend. According to Benzinga's latest estimates, TJ Maxx is paying a 1.23% dividend on its $121.65 share price. If you're worried about the effect tariffs will have on your favorite retail stocks, you may consider switching to TJ Maxx in the discount sector for increased profits.

Wondering if your investments can get you to a $5,000,000 nest egg? Speak to a financial advisor today. SmartAsset’s free tool matches you up with up to three vetted financial advisors who serve your area, and you can interview your advisor matches at no cost to decide which one is right for you. 

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This article Jim Cramer Thinks These Two Stocks (WFC) (TJX) Will Continue To Outpace Analyst Expectations In 2025 originally appeared on Benzinga.com