Wintrust (WTFC) Reports Q4 Earnings: What Key Metrics Have to Say

Zacks
01-22

Wintrust Financial (WTFC) reported $638.6 million in revenue for the quarter ended December 2024, representing a year-over-year increase of 11.9%. EPS of $2.63 for the same period compares to $1.87 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $640.87 million, representing a surprise of -0.35%. The company delivered an EPS surprise of +4.37%, with the consensus EPS estimate being $2.52.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Wintrust performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 57.5% compared to the 57% average estimate based on four analysts.
  • Net Interest Margin: 3.5% versus 3.5% estimated by four analysts on average.
  • Average balance - Total earning assets: $59.85 billion versus $58.98 billion estimated by three analysts on average.
  • Net charge-offs to average loan: 0.1% versus the two-analyst average estimate of 0.2%.
  • Total Non-Interest Income: $113.45 million compared to the $124.83 million average estimate based on four analysts.
  • Net interest income - FTE: $528.22 million versus the four-analyst average estimate of $518.85 million.
  • Wealth management: $38.78 million versus $37.83 million estimated by three analysts on average.
  • Fees from covered call and put options: $2.31 million versus the three-analyst average estimate of $1.67 million.
  • Mortgage banking: $20.45 million versus the three-analyst average estimate of $30.14 million.
  • Operating lease income, net: $15.33 million versus the three-analyst average estimate of $15.86 million.
  • Net Interest Income: $525.15 million versus $515.37 million estimated by three analysts on average.
  • Service charges on deposit accounts: $18.86 million versus $16.83 million estimated by three analysts on average.
View all Key Company Metrics for Wintrust here>>>

Shares of Wintrust have returned +8.5% over the past month versus the Zacks S&P 500 composite's +1.2% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

Wintrust Financial Corporation (WTFC) : Free Stock Analysis Report

To read this article on Zacks.com click here.

Zacks Investment Research

免責聲明:投資有風險,本文並非投資建議,以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請,作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考,不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證,投資者應自行研究並在投資前尋求專業建議。

熱議股票

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10