As the S&P 500 flirts with record highs and major indexes post weekly gains, investors are closely watching the U.S. market dynamics influenced by recent economic data and policy decisions. In this environment, dividend stocks yielding over 3% can offer a stable income stream, making them an attractive option for those seeking to balance growth with reliable returns amidst market fluctuations.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 135 stocks from our Top US Dividend Stocks screener.

Below we spotlight a couple of our favorites from our exclusive screener.

Citizens Financial Services

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Citizens Financial Services, Inc., a bank holding company, offers a range of banking products and services to individual, business, governmental, and institutional customers with a market cap of $308.90 million.

Operations: Citizens Financial Services, Inc. generates its revenue primarily from community banking, amounting to $99.27 million.

Dividend Yield: 3%

Citizens Financial Services has demonstrated a stable and growing dividend history over the past decade, supported by a low payout ratio of 33.3%, indicating dividends are well covered by earnings. Recent earnings reports show strong growth, with net income rising to US$27.82 million for 2024. Although its dividend yield of 3.02% is below top-tier levels in the US market, its consistent payments and coverage suggest sustainability and reliability for investors seeking steady income streams.

• Click here and access our complete dividend analysis report to understand the dynamics of Citizens Financial Services.
• The analysis detailed in our Citizens Financial Services valuation report hints at an deflated share price compared to its estimated value.

Sila Realty Trust

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Sila Realty Trust, Inc. is a net lease real estate investment trust based in Tampa, Florida, specializing in investments within the U.S. healthcare sector and has a market cap of approximately $1.40 billion.

Operations: Sila Realty Trust, Inc. generates revenue primarily from its commercial real estate investments in the healthcare sector, totaling $186.23 million.

Dividend Yield: 6.3%

Sila Realty Trust, trading significantly below its estimated fair value, offers a high dividend yield of 6.31%, placing it in the top 25% of US dividend payers. However, its four-year dividend history has been marked by volatility and reductions. Despite this instability, dividends are currently covered by earnings and cash flows with payout ratios of 64.9% and 68.6%, respectively. Recent inclusion in the S&P Global BMI Index may enhance visibility among investors.

• Dive into the specifics of Sila Realty Trust here with our thorough dividend report.
• Our comprehensive valuation report raises the possibility that Sila Realty Trust is priced higher than what may be justified by its financials.

United Parcel Service

Simply Wall St Dividend Rating: ★★★★★☆

Overview: United Parcel Service, Inc. is a package delivery company offering transportation, delivery, distribution, contract logistics, ocean freight, airfreight, customs brokerage, and insurance services with a market cap of approximately $99.18 billion.

Operations: United Parcel Service, Inc. generates its revenue from three main segments: U.S. Domestic Package ($60.38 billion), International Package ($17.96 billion), and Supply Chain Solutions ($12.73 billion).

Dividend Yield: 5.6%

United Parcel Service's dividend yield of 5.61% ranks in the top 25% of US payers, with a consistent growth history over the past decade. However, its high payout ratio of 96.4% indicates dividends are not well covered by earnings, though cash flows do provide coverage at an 89.6% ratio. Recent announcements include a regular quarterly dividend and plans to distribute $5.5 billion in dividends for 2025, highlighting continued commitment despite financial pressures and significant insider selling recently observed.

• Click to explore a detailed breakdown of our findings in United Parcel Service's dividend report.
• Our comprehensive valuation report raises the possibility that United Parcel Service is priced lower than what may be justified by its financials.

Where To Now?

• Embark on your investment journey to our 135 Top US Dividend Stocks selection here.
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Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NasdaqCM:CZFS NYSE:SILA and NYSE:UPS.

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