** Shares of payments processor Flywire FLYW.O slump as much as 51.1%, hitting record low; last down 40.8% at $10.45

** FLYW late Tuesday reported Q4 loss of 12 cents/shr, compared with profit of 1 cent/shr year earlier

** Q4 revenue less ancillary services was $112.8 million, missing analysts' average expectation of $118.9 million, according to data compiled by LSEG

** Revenue miss came as more education visa headwinds emerged surrounding Canadian and Australian immigration policy

** FLYW, which processes international payments for educational institutions, also announced 10% reduction in workforce as well as broad operational and business portfolio review

** Co forecast organic revenue growth between 10% and 14% for 2025 on constant currency basis

** Brokerage William Blair says revenue outlook was disappointing as Wall Street expected 22% growth

** Citi Research says stock may take time to recover following post-results decline

** As of last close, FLYW stock down 14.5% YTD

(Reporting by Arasu Kannagi Basil in Bengaluru)

((ArasuKannagi.Basil@thomsonreuters.com;))