Heartland Group Holdings (NZE:HGH, ASX:HGH) posted the second-highest net interest margin among major New Zealand banks in the December 2024 quarter, according to the Reserve Bank of New Zealand's Bank Financial Strength Dashboard.
The lender's net interest margin came in at 3.8% in the quarter ending Dec. 31, 2024.
A bank's net interest margin is a measure of its profitability, with a high net interest margin suggesting that a firm is lending its capital effectively.
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