0030 GMT - Macquarie analysts see reasons not to assume that lower Australian interest rates accelerate the country's housing market and housing credit growth. Rate cuts have historically led to such a scenario, but they warn in a note that what is likely to be a modest easing cycle and stretched affordability could lead to smaller benefits this time around. They also think that accelerated amortization could drag credit growth. On the flip side, they observe that existing borrowers may choose to reduce their repayments due to cost-of-living pressures, which would help lenders' credit growth. (stuart.condie@wsj.com)
(END) Dow Jones Newswires
March 05, 2025 19:30 ET (00:30 GMT)
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