KEY POINTS
The Chase Sapphire Preferred® Card (see rates and fees) is one of the most well-known travel cards on the market. Right now, it's also got a lucrative limited-time welcome offer: You can earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
But would it surprise you to know that it also comes with a handful of perks that are vastly underused? Here are three under-the-radar benefits that can make the Chase Sapphire Preferred an even more valuable addition to your wallet.
On Chase's Secure Website.
Rates & Fees
On Chase's Secure Website.
Rates & Fees
Good/Excellent (670-850)
Intro APR N/A
Purchases: N/A
Balance Transfers: N/A
Regular APR
19.99% - 28.24% Variable
Rewards Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
5x on travel purchased through Chase Travel℠, 3x on dining and 2x on all other travel purchases
Annual Fee
$95
Welcome Offer Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
100,000 bonus points
This card easily justifies the (very reasonable) annual fee with benefits that deliver real value. For a limited time, earn 100,000 bonus points after spending $5,000 in the first 3 months, which we estimate is worth $1,250 in Chase Travel℠ value. Plus, enjoy bonus travel and dining rewards, a $50 annual hotel credit, and 25% more value when booking through Chase Travel. With added travel protections like rental car insurance and trip reimbursement, we think this card is a game-changer for any traveler.
Read Full ReviewOne of the Chase Sapphire Preferred's most overlooked perks is its built-in travel protection. What that means is if your trip is canceled or cut short because of sickness, severe weather, injury and more, you could get reimbursed up to $10,000 per person and $20,000 per trip.
This applies to prepaid, non-refundable expenses like airfare, hotels, and tours. So if you had to cancel a big vacation last-minute, this perk could potentially save you thousands. Learn more about our favorite travel credit cards to avoid financial disaster on your next big trip.
Chase Sapphire Preferred cardholders also get free access to DashPass, which normally costs users $9.99 per month. DashPass is DoorDash's premium membership service that comes with free delivery and lower service fees on eligible DoorDash and Caviar orders.
This perk lasts for at least one year when activated by Dec 31, 2027. If you order in regularly, that could mean hundreds of dollars in savings per year. As a DashPass member myself, I can vouch for the value of this perk.
You can activate this benefit through the DoorDash app by linking your eligible Chase card. It's a small perk that can add up quickly -- especially during busy times when cooking is off the table.
Here's a perk for virtually all Chase cardholders that hides in plain sight: Chase Offers. You'll find these limited-time deals in your Chase app or online account -- and they're often good for cash back at popular retailers, restaurants, and even travel brands.
Just tap "Add to Card" before you make a purchase, and the statement credit will post automatically once the transaction goes through.
It's also worth nothing that these deals can be combined with other rewards and promos. So if you're planning on making a purchase large or small, it's worth checking to see if a deal is available.
The Chase Sapphire Preferred is known for its killer rewards program, but its low-key perks take its value to the next level.
Whether you're traveling, shopping, or ordering in, benefits like trip insurance, DashPass, and Chase Offers make this card a versatile money-saving tool.
Ready to get started? Apply for the Chase Sapphire Preferred® Card today and earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
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