星展銀行（中國）一客戶經理被罰5萬元：流動資金貸款需求測算不審慎

金融一線

04-18

4月18日金融一線消息，上海金融監管局行政處罰信息公開表顯示，趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客戶經理）因流動資金貸款需求測算不審慎，被警告並罰款5萬元。

以下爲罰單詳細信息：

序號

當事人名稱

行政處罰決定書文號

主要違法違規行爲

行政處罰內容

作出決定機關

1

趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客戶經理）

滬金罰決字〔2025〕113號

流動資金貸款需求測算

不審慎

警告並罰款5萬元

上海金融監管局

2

陳琪（時任中國工商銀行股份有限公司私人銀行部產品一部（籌）負責人、副總經理（主持工作）、投資管理部兼理財產品部副總經理（主持工作））

滬金罰決字〔2025〕114號

未按規定程序選聘金融服務合作機構、理財投資合作機構名單制管理嚴重違反審慎經營規則、理財業務未進行獨立的盡職調查與風險評估、理財投資業務管理體系嚴重違反審慎經營規則、員工行爲管理嚴重違反審慎經營規則、理財資金違規投資於高風險金融產品

禁止從事銀行業工作終身

上海金融監管局

海量資訊、精準解讀，盡在新浪財經APP

責任編輯：小浪快報

免責聲明：投資有風險，本文並非投資建議，以上內容不應被視為任何金融產品的購買或出售要約、建議或邀請，作者或其他用戶的任何相關討論、評論或帖子也不應被視為此類內容。本文僅供一般參考，不考慮您的個人投資目標、財務狀況或需求。TTM對信息的準確性和完整性不承擔任何責任或保證，投資者應自行研究並在投資前尋求專業建議。

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17:52</span>\n</p>\n</h4>\n</header>\n<article>\n<html><body><div>\n<p>4月18日金融一線消息，上海金融監管局行政處罰信息公開表顯示，趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客戶經理）因流動資金貸款需求測算不審慎，被警告並罰款5萬元。</p>\n<p>以下爲罰單詳細信息：</p>\n<div cms-style=\"font-L scroll\">\n<div cms-style=\"font-L minWidth\">\n<table cms-style=\"table\">\n<tbody cms-style=\"tbody\">\n<tr cms-style=\"tr\">\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">序號</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">當事人名稱</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">行政處罰決定書文號</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">主要違法違規行爲</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">行政處罰內容</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">作出決定機關</p>\n</td>\n</tr>\n<tr cms-style=\"tr\">\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">1</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客戶經理）</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">滬金罰決字〔2025〕113號</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">流動資金貸款需求測算</p>\n<p cms-style=\"font-L align-Center isIntable \">不審慎</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">警告並罰款5萬元</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">上海金融監管局</p>\n</td>\n</tr>\n<tr cms-style=\"tr\">\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">2</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">陳琪（時任中國<a href=\"https://laohu8.com/S/601398\">工商銀行</a>股份有限公司私人銀行部產品一部（籌）負責人、副總經理（主持工作）、投資管理部兼理財產品部副總經理（主持工作））</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">滬金罰決字〔2025〕114號</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">未按規定程序選聘金融服務合作機構、理財投資合作機構名單制管理嚴重違反審慎經營規則、理財業務未進行獨立的盡職調查與風險評估、理財投資業務管理體系嚴重違反審慎經營規則、員工行爲管理嚴重違反審慎經營規則、理財資金違規投資於高風險金融產品</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">禁止從事銀行業工作終身</p>\n</td>\n<td cms-style=\"td\">\n<p cms-style=\"font-L align-Center isIntable \">上海金融監管局</p>\n</td>\n</tr>\n</tbody>\n</table>\n</div>\n</div>\n<div>\n<div><img src=\"\"/></div>\n<div>海量資訊、精準解讀，盡在新浪財經APP</div>\n</div>\n<p>責任編輯：小浪快報</p>\n</div></body></html>\n<div class=\"bt-text\">\n\n\n<p> 來源：<a href=\"https://finance.sina.com.cn/jryx/fd/2025-04-18/doc-inetquyr7915444.shtml\">金融一線</a></p>\n<p>為提升您的閱讀體驗，我們對本頁面進行了排版優化</p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"IE00BVYPNQ40.USD","symbol_name":"GUINNESS ASIAN EQUITY INCOME \"C\" (USD) 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A Dis SGD","LU0878005551.USD":"UBS (LUX) KEY SELEC ASIA ALLOCATION OPPORTUNITY (USD) \"P\" (USD) ACC","SGXZ24219693.SGD":"UNITED SG DYNAMIC INCOME FUND \"A\" (SGD) INC","LU0762540952.USD":"HSBC GIF MANAGED SOLUTIONS ASIA FOCUSED INCOME \"AC\" (USD) ACC","D05.SI":"星展集团控股","SG9999001226.SGD":"UNITED SUSTAINABLE ASIA TOP 50 \"A\" (SGD) ACC","LU1130305938.SGD":"Schroder ISF Asian Dividend Maximiser A Dis SGD-H","SG9999016042.SGD":"Schroder Singapore Trust A Acc SGD","LU1504937902.USD":"CT (LUX) I ASIAN EQUITY INCOME \"DUP\" (EUR) INC","SGXZ27511609.SGD":"NIKKO AM SINGAPORE DIVIDEND EQUITY \"SGD\" (SGD) ACC","SG9999003826.SGD":"日兴资管新加坡股息基金 SGD","LU0029875118.USD":"TEMPLETON ASIAN GROWTH \"A\" INC","LU0577902611.USD":"FULLERTON LUX FUNDS - ASIA GROWTH & INCOME EQUITIE \"A\" (USD) ACC","LU2506952097.USD":"BNP PARIBAS SUSTAINABLE GLOBAL LOW VOL EQUITY \"CRH\" (USDHDG) ACC"},"translate_title":"An account manager of DBS Bank (China) was fined 50,000 yuan: the calculation of working capital loan demand was not prudent","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{"D05.SI":1},"content_text":"4月18日金融一線消息，上海金融監管局行政處罰信息公開表顯示，趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客户經理）因流動資金貸款需求測算不審慎，被警告並罰款5萬元。\n以下為罰單詳細信息：\n\n\n\n\n\n\n序號\n\n\n當事人名稱\n\n\n行政處罰決定書文號\n\n\n主要違法違規行為\n\n\n行政處罰內容\n\n\n作出決定機關\n\n\n\n\n1\n\n\n趙卉（時任星展銀行（中國）有限公司企業及機構銀行業務部客户經理）\n\n\n滬金罰決字〔2025〕113號\n\n\n流動資金貸款需求測算\n不審慎\n\n\n警告並罰款5萬元\n\n\n上海金融監管局\n\n\n\n\n2\n\n\n陳琪（時任中國工商銀行股份有限公司私人銀行部產品一部（籌）負責人、副總經理（主持工作）、投資管理部兼理財產品部副總經理（主持工作））\n\n\n滬金罰決字〔2025〕114號\n\n\n未按規定程序選聘金融服務合作機構、理財投資合作機構名單制管理嚴重違反審慎經營規則、理財業務未進行獨立的盡職調查與風險評估、理財投資業務管理體系嚴重違反審慎經營規則、員工行為管理嚴重違反審慎經營規則、理財資金違規投資於高風險金融產品\n\n\n禁止從事銀行業工作終身\n\n\n上海金融監管局\n\n\n\n\n\n\n\n\n海量資訊、精準解讀，盡在新浪財經APP\n\n責任編輯：小浪快報","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-1","news_tag":"policyRegulatory","news_rank":0,"symbols":[],"gpt_button":0,"code":"91000000","status":"200"}}}