Over the last 7 days, the United States market has dropped 1.1%, though it has risen by 5.9% over the past year, with earnings forecasted to grow by 13% annually. In such a dynamic environment, identifying dividend stocks that offer consistent income and potential for growth can be an effective strategy for investors seeking stability and returns amidst fluctuating market conditions.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 170 stocks from our Top US Dividend Stocks screener.

Let's take a closer look at a couple of our picks from the screened companies.

Citizens Financial Services

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Citizens Financial Services, Inc., a bank holding company, offers a range of banking products and services to individual, business, governmental, and institutional clients with a market cap of $266.10 million.

Operations: Citizens Financial Services, Inc. generates its revenue primarily from its Community Banking segment, which accounts for $99.27 million.

Dividend Yield: 3.5%

Citizens Financial Services offers a stable dividend profile with its recent quarterly dividend increase to US$0.495 per share. The company's dividends have been reliably growing over the past decade, supported by a low payout ratio of 33.3%, indicating strong earnings coverage. Despite trading at a significant discount to its estimated fair value, its 3.51% yield is lower than top-tier US dividend payers but remains attractive due to consistent earnings growth and stable financials.

• Dive into the specifics of Citizens Financial Services here with our thorough dividend report.
• Our valuation report unveils the possibility Citizens Financial Services' shares may be trading at a discount.

Univest Financial

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Univest Financial Corporation is the bank holding company for Univest Bank and Trust Co. with a market cap of approximately $790.01 million.

Operations: Univest Financial Corporation generates its revenue through three primary segments: Banking ($249.75 million), Insurance ($22.47 million), and Wealth Management ($29.98 million).

Dividend Yield: 3.1%

Univest Financial's dividend strategy is underpinned by a low payout ratio of 32.3%, ensuring strong earnings coverage and sustainability. The company has consistently increased dividends over the past decade, maintaining stability and reliability. Although its 3.08% yield is below the top tier in the US market, it remains appealing due to a favorable valuation and consistent earnings growth, with net income rising to US$75.93 million in 2024 from US$71.1 million previously.

• Get an in-depth perspective on Univest Financial's performance by reading our dividend report here.
• Insights from our recent valuation report point to the potential undervaluation of Univest Financial shares in the market.

Bar Harbor Bankshares

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Bar Harbor Bankshares, with a market cap of $443.89 million, operates as the holding company for Bar Harbor Bank & Trust, offering a range of banking and nonbanking products and services to consumers and businesses.

Operations: Bar Harbor Bankshares generates revenue primarily from its Community Banking Industry segment, totaling $149.88 million.

Dividend Yield: 4.4%

Bar Harbor Bankshares offers a stable dividend history, with recent increases reflecting its commitment to shareholders. The latest quarterly dividend of US$0.32 per share highlights consistent growth over the past decade. Despite its 4.42% yield being below top-tier payers, dividends are well-covered by earnings due to a low payout ratio of 42%. Recent earnings reports show slight growth in net income and interest income, supporting ongoing dividend payments amidst strategic corporate changes such as mergers and auditor transitions.

• Delve into the full analysis dividend report here for a deeper understanding of Bar Harbor Bankshares.
• Our valuation report here indicates Bar Harbor Bankshares may be undervalued.

Where To Now?

• Click here to access our complete index of 170 Top US Dividend Stocks.
• Already own these companies? Bring clarity to your investment decisions by linking up your portfolio with Simply Wall St, where you can monitor all the vital signs of your stocks effortlessly.
• Invest smarter with the free Simply Wall St app providing detailed insights into every stock market around the globe.

Ready To Venture Into Other Investment Styles?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NasdaqCM:CZFS NasdaqGS:UVSP and NYSEAM:BHB.

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