2024年10月25日,第一资本(Capital One,COF)公司盘前股价大涨5.05%,引发市场广泛关注。这主要是由于公司前一日夜间公布的第三季度业绩表现良好所致。
数据显示,第一资本第三季度净利润同比增长1.6%,主要得益于利率上升导致从客户偿还信用卡债务中获得更多利润。该公司第三季度净利息收入(贷款利息收入与付给存款利息的差额)同比增长近9%,达到约81亿美元。
尽管整个贷款行业均面临利率上升给消费者带来的一定压力,但第一资本作为主要消费贷款公司,业绩表现并未受到太大影响。分析师普遍认为,该公司信用资产质量良好、风险控制水平较高,为其盈利增长奠定了基础。与此同时,市场普遍上调了对第一资本未来年度的盈利预期,目标价也较为看好,进一步提振了投资者对其长期前景的信心。
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