2024 财年亮点如下： - **收入**: 2024 年总收入为 1.428 亿美元，同比下降 8.0%，主要由于项目完成、交易量减少和客户合同终止，但新业务的积极影响有所抵消。 - 账单与支付业务部门收入为 1.019 亿美元，同比下降 7.8%，主要因为一次性项目完成、交易量减少和客户合同终止，但新业务的积极影响有所抵消。 - 技术部门收入为 4090 万美元，同比下降 8.5%，主要由于许可证销售量减少，技术实施和专业服务收入有所下降。 - **营业利润**: 营业利润为 350 万美元，较 2023 年增加 240 万美元。这一改善主要由于毛利率上升和 SG&A 成本优化。我们的营业费用包括与向云迁移相关的费用。 - **净亏损**: 持续经营业务的净亏损为 650 万美元，相比之下，2023 年的持续经营业务净亏损为 560 万美元。同比增加主要由于所得税费用和利息费用增加，但营业利润上升和相关方利息费用减少有所抵消。 - **调整后的 EBITDA**: 持续经营业务调整后的 EBITDA 为 1340 万美元，较 2023 年减少 240 万美元，即下降 15.1%。调整后的 EBITDA 利润率为 9.4%，较 2023 年的 10.2% 下降了 80 个基点。 - **资本支出**: 资本支出占收入的 1.2%，相比之下，2023 年为 1.7%，下降主要由于 PP&E 购买减少。 - **充足的流动资金**: 截至 2024 年 12 月 31 日，该公司的现金和现金等价物总额为 1210 万美元。

以上内容来自Benzinga Earnings专栏，原文如下：

Full Year Highlights

• Revenue: Total Revenue for 2024 was $142.8 million, a decline of 8.0% year-over-year, primarily due to completion of projects, lower volumes, and client contract ends, offset by positive impact of newly won business.
  • Bills & Payments segment revenue was $101.9 million, a decline of 7.8% year-over-year, primarily attributable to completion of one-time projects, lower volumes, and client contract end, offset by the positive impact of newly won business.
  • Technology segment revenue was $40.9 million, a decrease of 8.5% year-over-year, largely due to a lower volume of licenses sold, offset by a drop in technology implementation and professional services revenue.
• Operating Profit: Operating Profit was $3.5 million, an increase of $2.4 million compared to 2023. This improvement was driven primarily by higher gross margins coupled with SG&A cost optimizations. Our operating expenses include costs associated with accelerated migration to the cloud.
• Net Loss: Net loss from continuing operations was $6.5 million, compared with a net loss from continuing operations of $5.6 million in 2023. The year-over-year increase was primarily driven by higher income tax expense and interest expense, offset by higher operating profit and lower related party interest expense.
• Adjusted EBITDA(1): Adjusted EBITDA from Continuing Operations was $13.4 million, a decrease of $2.4 million or 15.1% compared to 2023. Adjusted EBITDA margin was 9.4%, a decrease of 80 basis points from 10.2% in 2023.
• Capital Expenditures: Capital expenditures were 1.2% of revenue compared to 1.7% of revenue in 2023, with the decrease primarily due to lower purchases of PP&E.
• Adequate Liquidity: The Company's cash and cash equivalents totaled $12.1 million as of December 31, 2024.