保险公司Amerisafe Inc(AMSF.US)于10月24日盘后股价大跌5%,引发市场关注。此前AMSF刚刚公布了2024年第三财季业绩报告,表现亮眼,净利润同比大增43.78%至14.32百万美元,营业收入同比增长8.34%至78.7百万美元。
AMSF业绩良好主要得益于其主要业务工人补偿保险的写保规模扩大以及成本控制。作为从事工人补偿保险的行业专家,AMSF业务聚焦于建筑、货运、制造等高风险行业,其承保定价能力以及风险管控能力显著领先同行。
不过在财报利好消息公布后,市场却开始担忧AMSF未来的增长前景。虽然近几个季度公司营收和盈利保持增长,但一些分析师认为其业务存在一定天花板,未来增长将放缓。另外由于近期美国利率上升,再加上劳动力市场趋紧,AMSF的成本压力也可能增大,利润率可能承压下滑。
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