Ally Financial Inc.(ALLY)周四在公布第三季度财报后,盘中股价一度大跌超8%,这引发了市场的广泛关注。
报告显示,在高通胀经济下,Ally公司贷款质量持续恶化,信贷损失准备金大幅增加至6.45亿美元,较上年同期大幅上升。其中零售汽车贷款拖欠率从3.85%升至4.51%,反映出违约或坏账贷款显著增多。整体净扣款率也从去年同期的1.31%攀升至1.50%,情况不容乐观。
尽管该公司第三季度调整后每股收益为95美分,略高于去年同期的83美分,但财报数据仍未能缓解市场对其未来前景的担忧。由于借款人在高通胀环境下收入承压,Ally早已预警其第三季度信贷挑战加剧,这无疑对股价构成了不利影响。
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