人工智能借贷平台Upstart Holdings盘中股价大跌8.03%,受到市场广泛关注。
消息面上,投行摩根大通将该股评级从"中性"下调至"减持"。分析人士指出,尽管预计其2025年贷款资金将有所改善,但Upstart目前的估值已经充分反映了这一乐观预期,远期销售额仅为股价的九倍。
摩根大通还称,上次Upstart股价超过70美元时,其年化贷款额约为130亿美元,是目前的八倍。由此可见,投资者对Upstart后续融资规模存在一定担忧和预期落空。
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