消费贷款公司Ally Financial Inc.今日公布第三季度业绩,股价盘前一度大涨6%,引发市场关注。尽管最终涨幅收窄至1.4%,但公司业绩主要亮点仍提振了投资者信心。
财报数据显示,Ally第三季度调整后每股收益为95美分,高于去年同期的83美分,超出市场预期。不过,公司同时披露信贷损失准备金增至6.45亿美元,反映出净坏账和减记贷款增加,信贷环境持续恶化。零售汽车贷款的拖欠率从去年同期的3.85%上升至4.51%。
在疫情和高通胀的不利形势下,Ally Financial CEO迈克尔-罗兹表示,本季度业绩"反映了在特殊环境下进行管理所面临的挑战"。投资者或许认为,公司在恶劣经营环境中仍能取得较好业绩表现,这提振了对公司未来发展的信心。此前公司曾警告称,第三季度信贷挑战加剧,而本次财报或超出市场较低预期。
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