Synchrony Financial今日盘前大涨6.36%,引发市场广泛关注。这家专注于信用卡业务的消费银行公司 在周三上调了2024年全年利润预期,预计每股收益将达到8.45至8.55美元,远高于此前预期的7.60至7.80美元。
业绩向好主要源自公司净利息收入的增长。今年第三季度,公司净利息收入达到46.1亿美元,较去年同期的43.6亿美元有所增加。信用卡债务通常利率较高,Synchrony Financial从高利率贷款中获益。
尽管如此,该公司第三季度的消费额下降了4%,反映出客户削减了一定的随意性支出。与此同时,信贷损失准备金从去年同期的14.9亿美元增至16.0亿美元。总体而言,Synchrony Financial表现向好且符合市场预期,这成为其今日大涨的主要原因。
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