2024年10月24日夜盘,第一资本(Capital One,COF)股价出现大涨5.74%的异动,引发市场广泛关注。造成COF盘后股价大涨的主要原因是其当日发布的第三季度业绩报告表现向好,财报数据优于预期。
数据显示,COF第三季度净利润较去年同期增长1.6%,主要得益于利率上升导致从客户偿还信用卡债务中获得更多利润。该公司第三季度净利息收入(贷款利息收入与付给存款利息的差额)同比增长近9%,达到约81亿美元。
尽管整个贷款行业均面临利率上升给消费者带来的一定压力,但主要消费贷款公司表现并未受到太大影响。COF本季度信用损失准备金总额为24.8亿美元,较去年同期略有上升,渺小贷款逾期率从2.56%上升至3.27%,但整体处于正常波动水平。这表明公司的资产质量和风险控制水平较好,为投资者带来了信心。
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.