11月25日,个人养老金制度正式实施。11月28日,129只首批个人养老金基金同场竞技。这么多养老基金,普通投资者到底要选哪只?统计显示,首批129只个人养老金基金分为两大类:养老目标日期FOF(TDF)50只、养老目标风险FOF(TRF)79只。如果你清楚自己的退休日期,也可以选择对应的养老目标日期基金。如果你清楚了解自己的风险承受能力,可以选择对应风险等级(稳健型/均衡型/激进型)的养老目标...
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