评级机构惠誉将恒生银行(00011.HK) “生存力评级”(Viability Rating)从“A+”下调至“A”。此次下调评级的原因是其资产质素显著恶化，以及其贷款集中在内地和香港的风险状况。由于两个市场的商业房地产压力持续存在，恒生银行业务也面临压力。
惠誉同时将恒生银行的业务概况评分从“A+”降低至“A”，反映该行产生可持续业务量的能力受到其主要市场经济(尤其是香港)的限制。惠誉指出，由于利率上升和香港经济疲弱，其贷款在2021年底至2024年上半年或下降了14%。
惠誉指出，恒生银行的不良贷款率从去年底的2.8%大幅上升至今年上半年底的5.3%，主要是因为香港商业房地产贷款，预计该比率在短期内将保持在高位，在房地产市场没有出现任何显著复苏的情况下，不太可能快速改善，故将其资产质素评分从“A”下调至“A-”。(ha/da)(港股报价延迟最少十五分钟。沽空资料截至 2024-09-20 16:25。)
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