((自动化翻译由路透提供，请见免责声明 )) (第 2-4 段增加了有关医疗成本的细节和背景资料)
路透10月15日 - 联合健康集团（UnitedHealth Group ）周二公布的第三季度利润好于预期，主要得益于其保险和 Optum 业务的扩张。
然而，这家医疗保险公司的医疗成本却高于预期。本季度，该公司的医疗损失率（医疗费用占保费的百分比）为 85.2%，高于去年同期的 82.3%，也高于分析师预计的 84.2%。
联合健康的股价在盘前交易中下跌了 2.4%。
该公司与其他医疗保险公司一样，都面临着医疗成本上升的问题，因为加入医疗补助计划（Medicaid (link)）的人员流动使保险公司拥有了更多的病人。
自去年下半年以来，医疗保险计划（Medicare）下的医疗服务需求（针对 65 岁及以上的老年人或残疾人）也超出了行业预期，因为老年人接受了他们在大流行病期间推迟的手术。
根据 LSEG 整理的数据，联合健康公布的调整后季度每股利润为 7.15 美元，而分析师平均预期为 7 美元。
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