汇丰研究发表报告指出，恒指于9月底反弹以来，港交所(00388.HK) 日均成交额显著上升至约3,300亿元，投资者增加对港股的配置，令港元需求上升，并推动港元香港银行同业拆息(HIBOR)上升，利好银行第四季净息差表现。
该行预期，随着利率下降，定期存款利率亦有所下滑，加上股票市场活动增加，意味着流动性需求更高，估计第四季资金由定期存款加速转移至活期及储蓄存款。此外，香港楼市前景改善，且内房行业信心增强，该行料市场对银行整体商业房地产(CRE)资产质量风险的忧虑应会减少。
港银中，该行偏好中银香港(02388.HK) ，认为其具备增加资本回报的潜力、人民币业务增长、受惠于存款结构的变化，以及能捕捉国内财富管理业务的机遇。另认为中银香港及东亚(00023.HK) 目前估值不高，对中银香港的目标价为28.5元，评级“买入”；对东亚评级为“持有”，目标价8.8元。(jl/u)(港股报价延迟最少十五分钟。沽空资料截至 2024-10-16 16:25。)
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