智通财经APP获悉，瑞银发布研究报告称，上调对中银香港(02388)收入预测后，上调今年盈测2.7%，以现金流折现率计，目标价由原先24港元升至26.5港元，评级“中性”。
报告中称，中银香港预定于本月底公布第三季业绩，认为即使中银在收入遇到多方阻力，其经营趋势料稳定。憧憬在资产质量趋势良性下减值开支减少，以及强劲非利息收入下，料中银第三季纯利升0.3%。在第三季本港一个月HIBOR按季降19点子至4.2%;瑞银料中银香港经调整净息差按季略收窄4点子，至1.58%，主因在贷款需求疲弱及存款利率下降下，主动增加对债券投资的敞口。不过，该行料中银第四季净息差有下行风险。整体而言，该行料中银第三季净利息收入同比微跌0.6%。
该行预计，中银香港第三季费用收入温和，但第四季有上行空间。瑞银料中银香港第四季资本市场相关费用收入将强劲复苏，受股市上升所支持。该行料中银香港今年全年净费用收入将同比轻微上升。此外，即使不良贷款率及信贷成本或轻微上升，瑞银料中银上季资产质量大致稳定。《施政报告》有关支持中小企贷款的措施，料短期有助银行降低不良贷款风险。
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