中银香港(02388.HK) 表示,作为金管局“户口互联”计划的首批参与银行,推出跨行账户概览及简化信贷申请流程两种功能,现正分阶段邀请特选个人及企业客户,于不同应用场景体验新功能。
银行表示,该计划透过参与银行的相互合作,让个人及企业客户按其意愿授权并选择跨行分享的账户数据,包括账户是否存在、状态、结余及交易纪录等。客户透过跨行账户概览,可更好地掌握其不同银行账户及财务情况。计划亦有助简化信用卡及贷款申请流程,省却提交证明文件,缩短贷款申请流程,同时令授信评估分析更为精准。(vc/a)(港股报价延迟最少十五分钟。沽空资料截至 2024-10-23 16:25。)
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