来源：Gangtise投研
W. R. Berkley Corporation (WRB) 2024年第三季度财报电话会议：第三季度，公司净收入增长10%，达到3.66亿美元，股本回报率超过21%，运营收益每股3.74亿美元。尽管巨灾活动频繁，公司保持了90.9%的综合比率，净保费收入增长10.8%。投资收入增长20%，达到3.24亿美元，固定到期证券增长超过5000万美元。运营现金流达12.5亿美元，投资组合信用质量保持AA-级别。有效税率为23%，预计第四季度将回落到23-24%。在保险业务方面，费率为8.4，汽车险损失趋势受到关注。再保险策略上，公司作为低限额参与者，对再保险需求较低。业务增长预期方面，公司预计承保利润率将继续提高，现金流强劲。储备金变动不大，保费增长放缓至9%，预计年度增长率在10-15%之间。
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