周二，SoFi发布三季度财报，总净收入为6.971亿美元，而去年同期为5.372亿美元。第三季度摊薄后每股收益为0.05美元，高于去年同期每股净亏损0.29美元。
三季度，SoFi 的坏账率为3.52%，低于上个季度的3.84%。公司还出售了逾期严重的贷款，但即使没有这些出售，年化净坏账率也会约为5.0%，而上个季度为5.4%。
该公司将2024 年收入预期上调至 25.4 亿美元至 25.5 亿美元，此前预期为 24.3 亿美元至 24.7 亿美元。
分析师指出，三季度报告显示了贷款需求的势头以及信用表现的进展，但这些因素可能已经被投资者提前定价了。
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