周二，SOFI Technologies低开后快速走弱，月内曾一度大涨42%，截至发稿，跌超8%。消息面上，三季度报告显示，SoFi 的坏账率为3.52%，低于上个季度的3.84%。公司还出售了逾期严重的贷款，但即使没有这些出售，年化净坏账率也会约为5.0%，而上个季度为5.4%。
分析师指出，三季度报告显示了贷款需求的势头以及信用表现的进展，但这些因素可能已经被投资者预期。
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