中银香港(02388.HK) 公布，首三季提取减值准备前的净经营收入按年增长10.7%，至538.15亿元。提取减值准备前的经营溢利414.44亿元，按年增13.4%。
首九个月，集团计入外汇掉期合约的资金收入或成本后的净利息收入为436.04亿元，按年上升10.4%，受平均生息资产增长9.9%带动；净息差按年持平于1.62%。净服务费及佣金收入按年上升2.7%至74.12亿元，经营支出按年上升2.4%，成本对收入比率为23%。
首九个月减值准备净拨备为33.23亿元，按年上升6.43亿元，主要由于本年宏观前景转弱，更新预期信用损失模型参数，引致拨备增加，去年同期则因模型参数有所改善而录得拨回。
单计第三季，提取减值准备前的净经营收入为184.79亿元，按季增加5.3%；提取减值准备前的经营溢利为142.29亿元，按季升6.1%。计入外汇掉期合约的资金收入或成本后的净息差按季扩阔1个基点至1.63%，净利息收入按季升1.8%。净服务费及佣金收入按季降1.9%，经营支出按季上升2.8%。
第三季减值准备净拨备为12.42亿元，按季上升0.44亿元，主要由信贷组合变化所带动。(sl/da)(港股报价延迟最少十五分钟。沽空资料截至 2024-10-30 16:25。)
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