浙商银行高管谈存量房贷利率调整:预计影响利息收入1亿元,客户提前还款量将减少四成

券中社
01 Nov 2024

券中社11月1日讯,对于存量按揭贷款利率下调对银行息差和营收的影响,浙商银行计划财务部总经理彭志远在该行2024年第三季度业绩说明会上表示,该行已于10月25日完成符合条件的存量按揭贷款利率批量调整,预计本年利息收入会影响1亿元左右。不过,从提前还款情况来看,彭志远表示若存量利率调整,将显著降低按揭客户的月供压力,降低客户提前还款意愿,预计提前还款量将会减少40%左右。彭志远表示,近年来,各地政府...

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