金吾财讯 | 11月13日（美东时间），高盛发布美洲消费者金融报告，深入分析了Rocket Companies(RKT)的最新财务表现和未来展望。报告显示，尽管RKT第三季度收入超出预期，但受季节性因素和利率上升影响，其第四季度业绩指引低于市场预期，预计收入在1.05-1.20亿美元之间，远低于市场预期的1.32亿美元。然而，高盛对RKT的中期前景持乐观态度，预计随着2025年抵押贷款市场的扩张，RKT将实现收入增长加速。
该行指，RKT在人工智能领域的投资和业务容量的保持将有助于其收入增长和经营杠杆的改善。此外，RKT通过大规模购买安排和次级服务协议收购了超过70亿美元的抵押贷款服务权（MSR），并对进一步购买持开放态度，这将有助于其在再融资活动改善时获得优势。高盛认为，尽管第四季度的业绩指引不尽人意，但RKT的中期基本面依然稳健，特别是在市场份额增长和业务扩张方面。
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