Yes, earning a brokerage account bonus of up to $100,000 is possible—if you have $5 million to deposit. That’s a lot of money, but the good news is that other deposit tiers and bonuses may be within your reach. The best brokerage account bonuses are worth $50 to $100,000, depending on your deposit. The bad news? You may have to wait a year or more to claim the bonus.

On the other hand, taking advantage of a bank bonus can be a low-effort way to earn a high return on your investment. While the payouts are much lower, meeting a minimum deposit amount and keeping your account in good standing for a few months are often the minimum requirements to collect guaranteed returns of 100% and more. The best bank bonuses are paying up to $600 right now.

Broker Account Bonuses Pay Up to $100,000

Webull’s bonus is available now through Nov. 30, but it’s not available to everyone. Current customers can earn a 2% bonus and a 90-day APY boost on deposits of $10,000 or more. The bonus applies to customers with cash or margin accounts, and you must be in good standing to receive an invitation to participate in the promotion. Customers who accept the opportunity have the potential to earn $10,000 for a $500,000 deposit, $20,000 for a $1 million deposit, and a whopping $100,000 for a $5 million deposit. 

Here’s how to earn the Webull bonus:

1. Be an existing Webull brokerage customer that has received an invitation to participate via a notification on mobile, desktop, or on the Webull website. 
2. Visit the Webull promotion landing page and click “Enroll Today.”
3. Initiate an ACAT transfer of at least $10,000 to your Webull account that settles by Dec. 10.   
4. Receive a cash bonus paid out evenly over two years. The first installment will arrive within 45 days of the promotion’s end. 

Company	Required Deposit	Bonus
Webull	$10,000 $100,000 $500,000 $1 million $5 million	$200 $2,000 $10,000 $20,000 $100,000

4.2

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• Account Minimum: $0
• Fees: $0 commissions for stock, ETF, and options

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SoFi has one of the best brokerage bonuses for new and existing customers. Through Dec. 31, 2024, customers with a SoFi Active Investing brokerage or Active retirement account who deposit at least $5,000 into their account can receive a bonus of $100 or more. If your savings are particularly large, you can deposit $1 million or more to earn $2,500, or $5 million or more to earn $10,000. Only assets received through an ACAT transfer are eligible, and the funds must remain in your SoFi account for at least two years. 

Here’s how to earn the SoFi bonus:

1. Open a new or have an existing taxable SoFi Invest Active brokerage or Active retirement account.
2. Transfer a minimum of $5,000 into your account using ACAT before Dec. 31, 2024. Cryptocurrency and some stocks are not an acceptable form of payment.
3. Your bonus will be paid within two weeks of the last day of the month in which your funds transfer is settled in your account. 
4. Leave your deposit in your SoFi account for at least two years.

Company	Required Deposit	Bonus
SoFi	$5,000 - $24,999.99 $25,000 - $99,999 $100,000 - $249,999 $250,000 - $499,999 $500,000 - $999,999 $1 million - $4,999,999 $5 million or more	$100 $200 $500 $750 $1,000 $2,500 $10,000

3.9

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• Account Minimum: None
• Fees: $0 commission to trade stocks and ETFs

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E*TRADE has tiered bonuses for clients opening new brokerage accounts. Now through Jan. 31, 2025, you can open a new eligible brokerage account with a minimum deposit of $1,000 and receive a bonus ranging from $50 to $1,000. If you’re able to deposit millions, you will see a significant jump in bonus earnings up to $6,000 for deposits of $2 million or more. Even better, you can make multiple transfers within 60 days of opening your account and they will count toward your initial deposit and can earn you a larger bonus. Also, if you already have an account, you can earn an extra bonus by making a minimum $200,000 deposit into a second account. 

Here’s how to earn the E*TRADE bonus:

1. Open a self-directed (non-retirement) brokerage account with the promo code OFFER24 by Jan. 31, 2025.
2. Deposit a minimum of $1,000 into your new account from existing accounts outside of E*TRADE within 60 days of opening it. 
3. New clients with deposits under $100,000 will receive a bonus payout within seven business days of the 60-day account enrollment mark. New and existing clients with deposits of $100,000 or more will receive bonus payments within seven business days of the initial deposit. 
4. Keep your deposit in your new E*TRADE account for at least six months.

Company	Required Deposit	Bonus
E*TRADE Primary Account	$1,000 - $4,999 $5,000 - $19,999 $20,000 - $49,999 $50,000 - $99,999 $100,000 - $199,999 $200,000 - $499,999 $500,000 - $999,999 $1 million - $1,499,999 $1.5 million - $1,999,999 $2 million or more	$50 $150 $200 $300 $600 $800 $1,000 $3,000 $5,000 $6,000
Secondary Account	$200,000 - $499,999 $500,000 - $999,999 $1 million - $1,499,999 $1.5 million - $1,999,999 $2 million or more	$200 $400 $2,400 $4,400 $5,400

4.5

Open an Account

• Account Minimum: $0
• Fees: No commission for stock, ETF, and mutual fund trades. Options are $0.50-$0.65 per contract, depending on trading volume.

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Bank Bonuses Pay Up to $600

Compared to brokerage bonuses, bank bonuses are generally smaller but easier to obtain. Where a broker may require your funds to remain in an account for over a year, a bank usually asks for a direct deposit minimum to be met in just a few months. And though brokerage bonuses often seem larger, receiving a smaller, lump-sum bank bonus in just a few months instead of a larger sum over several years tends to be a better option for those who prefer quicker access to their funds. 

Huntington Bank is offering a $600 bonus to customers who open a new Platinum Perks Checking Account by Feb. 7, 2025. Make a $25,000 deposit within 90 days of opening the account and receive the $600 bonus within two weeks of meeting the requirements. If a $25,000 deposit is a bit steep, Huntington also offers a $400 bonus on its Perks Checking after a $500 direct deposit minimum and a $200 bonus on its lower-tiered Asterisk-Free Checking with a $500 direct deposit. Note, however, that these promotions are only available to customers in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia, or Wisconsin.

Account Type	Required Deposit	Bonus
Asterisk-Free Checking	$500	$200
Perks Checking	$500	$400
Platinum Perks Checking	$25,000	$600

Truist Bank is also offering a $400 bonus to new applicants. New personal checking customers who open accounts with Truist have until April 30, 2025, to qualify for this promotion. To activate the deal, you must apply online using the promo code DC2425TR1400. Once approved, set up at least two qualifying direct deposits equaling $1,000 within 120 days of opening your account. After all requirements have been met and verified, the bonus will be deposited into your new account.

Account Type	Required Deposit	Bonus
Truist One Checking	$1,000 from two deposits	$400

Chase Bank is targeting new customers with a $300 bonus that will last through the new year. Until Jan. 22, 2025, new customers who open Chase Total Checking accounts can qualify for a $300 bonus in just three months. To apply for this promotion ,you need a coupon code that can be generated by entering your email address above the “Email my coupon” button on the promotional website. After submitting, you’ll receive an email from Chase that describes the promotion. Once you’ve set up your account, make $500 in direct deposits within 90 days of enrollment. Once all the requirements have been met, your bonus will be deposited into your account within 15 days.

Account Type	Required Deposit	Bonus
Chase Total Checking	$500	$300

How We Chose the Best Online Brokerage Account Bonuses

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews. To rate brokerage account promotions, we collected data about promotional offers from 26 brokerage companies. We chose the best brokerage account bonuses based on bonus amounts, deposit requirements, and account details and restrictions. We set the following minimum thresholds to be included as the best pick: brokerage account cash bonus offers with a return on deposit of at least 2%.

How We Chose the Best Bank Bonuses

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews. To rate checking and savings account promotions, we collected hundreds of data points about promotional offers from 24 banks, including bonus amounts, bonus requirements, and account requirements, to ensure that our reviews help users make informed decisions about their banking needs. We set the following minimum thresholds to be included in our list of the best bank bonuses: personal checking bonus offers of at least $300, with a return on deposit of at least 10%; savings account bonus offers of at least $200, with a return of at least 2%; and business checking bonus offers of at least $300, with a return of at least 4%.

Article Sources

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy.

1. Webull. "October 2% Match & APY Offer Terms and Conditions."

2. SoFi. "SoFi Active Invest ACAT Promotion."

3. E*TRADE. "Learn How Our Promo Code Offer Works."

4. Huntington Bank. "Earn Up to $600."

5. Truist. "Open Truist One Checking Online. Earn $400 With Qualifying Activities."

6. Chase. "Enjoy $300."

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