((自动化翻译由路透提供，请见免责声明 )) (在第3、4段增加了贷款损失准备金的细节)
路透社12月5日 - 加拿大蒙特利尔银行 周四公布第四季度利润下降，原因是该行 拨出更多资金用于弥补潜在的贷款损失。
该银行第四季度的信贷损失准备金总额为 15.2 亿加元，去年同期为 4.46 亿加元。
不过，蒙特利尔银行预计，由于降息周期、失业率稳定和通货膨胀率下降，2025 年的信贷前景将有所改善。
该银行报告称，在截至10月31日的三个月内，调整后的利润为15.4亿加元(11亿加元)，合每股1.90加元，去年同期为22.4亿加元，合每股2.93加元。
(1 美元 = 1.4056 加元)
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