智通财经APP获悉,香港地产股多数上涨,截至发稿,九龙仓置业(01997)涨2.78%,报22.2港元;信基沙溪(03603)涨2.27%,报0.045港元;恒隆地产(00101)涨1.34%,报6.83港元;太古地产(01972)涨0.12%,报16.04港元。
消息面上,近日,香港金管局推出一次性特别安排,协助高位入市楼花买家,按揭成数上限放宽至八成,供款与入息比率上限增至六成。过去三年,官方住宅楼价从高位下调超过25%。部分购入楼花住宅物业并选择建筑期付款的用家,在申请按揭贷款时,可能遇到物业估价低于成交价的情况,面临额外筹措首期的困难。与此同时,部分银行向香港金管局表示,希望在风险可控的情况下帮助这些有实际困难的用家。
富瑞发布研报指出,预计明年香港楼价录中个位数升幅,主要由黄金地段的中小型单位带动,而启德及新界项目则可能因供应充裕而滞后。进入大规模落成年,写字楼空置率可能由13%,升至介乎13%至17%。该行料明年首季最优惠利率将回落至5%,按揭利率料回落至3.25%,低于大众化住宅租金回报率3.65%,重返“正利差”,即租金回报率高于按揭利率;明年租金料于现水平稳定。
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