每经AI快讯,光大证券研报表示,从银行基本面看,2025年信用投放平稳、低息差继续回落、风险指标低位运行、盈利低速增长是一致预期,一定幅度内的政策波动和经济波动并不造成基本面和预期的大幅变动。超预期的因素是市场风格和资金面变化,以及幅度外的政策和经济波动;即使不考虑超预期,人民币大类资产配置的欠配格局,低波稳健产品仍是确定性强的方向。年底逐步进入增量资金险资开门红的配置季节,股息率高、估值优势、...
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