利嘉阁按揭代理指，美国联储局一如预期再次减息0.25厘，未来最大目标应是将通胀恢复到2%的水平，以及协助就业率上升。就未来利率走势图预测的位图中，2025年将会放慢减息步伐，预计明年将减息两次。公司董事总经理黄咏欣表示，美国来年减息步伐放缓，不过以现时经济及市场环境，减息0.25厘亦属市场所预期的范围，相信来年香港银行大有机会跟随步伐减息0.25厘，即抵销早前加息周期的加幅。
她称，汇丰银行及中银香港(02388.HK) 连续3次减息，此举动令人感到意外，其减息步伐十分积极，对业主来说无疑能有效减轻供楼的经济负担。作为香港按揭市场的两大龙头，这两家银行的减息行为有望带动其他中小型银行纷纷跟随，从而让更多香港市民受惠于这一利好政策。随着这股积极的减息潮流，相信未来楼市的交投量将会显著上升，经济及按揭市场也正逐步复苏。利率的下降使得银行对按揭业务的态度转变为更加积极，加上政府放宽了多项按揭措施，这些因素共同为按揭市场注入了正能量。近期的观察显示，银行对按揭业务的态度正在变得更加宽松。香港的银行选择与美国的减息步伐保持同步，这一策略相当明智。(vc/da)(港股报价延迟最少十五分钟。沽空资料截至 2024-12-19 16:25。)
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