中国太保:保险板块转型,估值与评级看点

和讯网
18 Dec 2024

【12 月 18 日,招银国际报告称今年中国保险业迈入高质量转型新阶段】 人身险行业为防范利差损风险,两年内监管下调寿险定价利率上限 100 个基点,开启寿险定价利率下行周期。 财险行业随着新能源车保有量和渗透率提升,车险保费有望增量,非车险创新产品推出和监管强化风险减量管理,为行业发展奠定基础。 当前板块估值交易于 0.2 至 0.5 倍 2025 财年 P/EV 和 0.4 至 0.9 倍 ...

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