美国银行业市场集中化趋势愈发明显。美国四大银行——摩根大通、美国银行、花旗集团和富国银行——2024年前九个月共计实现利润880亿美元,占全行业利润的44%,创近十年新高。面对市场集中度提高,中小银行生存压力加剧,行业整合呼声日益高涨。业内有分析师预计,美国的银行数量未来三年可能会减少一半以上。美国银行业格局正悄然发生深刻变化,大型银行的市场集中度和利润份额正在持续攀升。美东时间12月24日周二,...
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