智通财经APP获悉，内银股集体走低，截至发稿，工商银行(01398)跌3.26%，报4.89港元；建设银行(00939)跌2.82%，报6.09港元；交通银行(03328)跌2.66%，报6.22港元；中国银河(03988)跌1.26%，报3.92港元。
消息面上，今日银行间主要利率债收益率持续下行。国债期货午盘集体上涨，30年期主力合约涨0.79%，10年期主力合约涨0.22%，均创历史新高。中金指出，当前国债利率对降息预期计入已较充分，未来市场利率走势短期关注货币政策宽松节奏、公募基金止盈、政府债发行前置的可能影响，之后关注财政提振物价回升的效力。
国联证券指出，考虑2024年LPR多次下调，上市银行2025年资产端收益预计仍将承压。根据我们的测算，重定价将导致上市银行2025年贷款收益率下行22BP左右，将拉低上市银行净息差17BP左右。负债端，2023年以来长期限定期存款挂牌利率下调幅度超100BP，根据我们的测算，仅3年期定期存款到期便能拉低上市银行存款成本约10BP，有望提振上市银行2025年净息差7BP左右，因此负债成本改善将成为息差表现差异的核心。此外，同业负债成本管控已落地，银行后续息差降幅有望收窄。
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