印尼金融服务管理局(OJK)发布《调整经济优惠限额,加强金融公司网上贷款安排和先买后付计划》,规定了2025 年基于信息技术的联合融资服务(LPBBTI)的利息限额,其中6 个月及以下的消费贷款日息最高限额维持在0.3%,高于当地监管此前的计划,我们认为可能隐含监管态度的转变。信也科技是印尼当地头部的互联网贷款平台,主营短期消费贷,我们认为印尼日息保持不动将进一步支撑信也科技海外业务的盈利增长。...
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