加州保险市场如履薄冰 山火或加剧保险公司撤离潮

美港电讯
09 Jan

【加州保险市场如履薄冰 山火或加剧保险公司撤离潮】金十数据1月9日讯,目前山火对洛杉矶所带来的经济损失尚无法确定,但对加州问题重重的保险市场而言,其影响可能是巨大的。专家表示,由于近年来野火规模变大且频率增加导致损失上升,本周的山火可能会加速保险公司在加州的撤离潮。咨询公司Milliman的保险专家、首席精算师南希·沃特金斯表示,“加州保险市场一直如履薄冰”。随着房主开始提出索赔,覆盖了南加州大量住宅的保险公司可能会面临资金储备的枯竭,迫使它们放弃客户、遭受投资者惩罚或退出该州市场。AM Best行业研究与分析高级主管斯里德哈·马尼姆指出,如果保险公司继续离开加州,本已高昂的保费将进一步上涨,人们更难投保。

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