文|恒心来源|财富独角兽中信银行被一层层阴霾所笼罩。第一层业绩失速。近年来中信银行的营收增长乏力,2020至2022年维持个位数增长,2023年更是同比下降2.6%,为14年以来首次下滑;尽管表面上2024年前三季度营收同比增长3.83%,但主要依赖投资收益的大幅跃升,因此存在较高的不稳定性。第二层是内控管理漏洞。前有2023年因涉及56项违法违规事实被罚2.25亿元,后有2024年下半年超过50...
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