Odaily星球日报讯 欧洲银行业管理局（EBA）和欧洲证券和市场管理局（ESMA）今日联合发布了一份报告，分析了 DeFi 以及加密借贷和质押。报告指出，DeFi 仍是一种小众现象，DeFi 协议中锁定的价值占全球所有加密资产市场价值的 4%。此外，DeFi 黑客攻击的数量和被盗加密资产的价值通常与 DeFi 市场规模呈正相关；由于去中心化交易所的流量占全球现货加密货币交易量的 10%，因此 DeFi 协议存在严重的洗钱和恐怖主义融资（ML/TF）风险。关于加密资产的借贷和质押，报告分析了市场上观察到的主要商业模式类型和典型特征，包括中心化和去中心化，并列出和评估了与每种服务相关的具体风险，如过度杠杆、信息不对称、ML/TF 风险敞口以及由再抵押和抵押链等。（Esma.europa）
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