美国联邦存款保险公司(FDIC)周四对硅谷银行的17名前高管和董事提起诉讼,寻求追讨数十亿美元的赔偿,理由是他们涉嫌严重疏忽和违反信托义务,导致该银行于2023年3月倒闭,成为美国最大的银行业破产案之一。
FDIC在向旧金山联邦法院提交的诉状中称,被告无视审慎银行的基本标准和银行自身的风险政策,允许银行承担过度风险,以提振短期利润和股价。FDIC是硅谷银行的接管人。
FDIC指责硅谷银行过度依赖未对冲的、对利率敏感的长期政府债券,如美国国债和抵押贷款支持证券,因为利率似乎注定要上升,而且最终确实上升了。
该机构还批评硅谷银行向其母公司“非常轻率”地支付2.94亿美元股息,这些股息在2022年12月耗尽了“在财务困境和管理薄弱时期”所需的资本,当时距离公司倒闭还不到三个月。
诉状称:“硅谷银行代表了该行前高管和董事对利率和流动性风险管理严重不当的一个案例。”
被告包括硅谷银行前首席执行官格利高里·贝克尔(Gregory Becker)、前首席财务官丹尼尔·贝克(Daniel Beck)、另外四名前高管和11名前董事。
责任编辑:于健 SF069
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