【经济学家：2024年内LPR调降影响或集中于今年一季度释放，对银行息差继续形成挤压】金十数据1月21日讯，1月20日，2025年首期LPR（贷款市场报价利率）出炉，1年期和5年期以上利率均维持不变。民生银行首席经济学家温彬认为，年初银行面临较大重定价压力，LPR继续下调的动力和空间也不足。2025年初，大量贷款合同进入重定价周期，尤其是按揭、长期限基建类业务（浮动利率）重定价压力较大。2024年内LPR调降影响或集中于今年一季度释放，对银行息差继续形成挤压。
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