1月20日,国家金融监督管理总局正式批复,同意筹建江西农村商业联合银行股份有限公司,简称“江西农商联合银行”。批复中明确,江西农商联合银行在筹建期间,将接受江西金融监管局的监督与指导。待筹建工作圆满完成后,需依据有关规定和程序,向江西金融监管局提出开业申请。
早在2024年6月,江西省农村信用社联合社官网便发布公告,宣布将在江西省联社的基础上,组建江西农村商业联合银行股份有限公司。按照公告内容,江西农商联合银行成立后,原江西省联社的业务、资产以及债权债务等权利和义务,都将由其承接。
从江西省联社官网信息可知,当前全省农商银行拥有85家法人机构,2200多个支行网点,员工数量达2.5万名。截至2024年末,江西辖内农商银行的资产总额突破1.3万亿元,存贷款规模接近2万亿元。其中,各项存款余额为10846亿元,约占全省份额的五分之一;各项贷款余额为9016亿元,约占全省份额的六分之一。在业务规模和市场份额方面,江西辖内农商银行稳居全省金融机构首位。
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