【1月银票转贴利率飙升近200BP，信贷开门红会否超预期？】金十数据1月27日讯，上周五，国股行各期限转贴现利率均有不同程度上行，其中3个月期和半年期品种转贴现利率分别上行0.15BP（基点）、0.06BP，为1.95%、1.48%，较1个月前的低位分别上行了194BP、90BP，其中前者达到2024年3月以来新高。事实上，针对2024年12月实体企业贷款数据低迷、票据融资高增，有机构就提到了对今年1月信贷“开门红”的较高预期。不过，也有股份行人士对记者表示，为“开门红”进行项目储备是业内常规性操作，但实体需求恢复节奏缓慢仍是客观现状，这可能使得信贷投放后置或前置带来的数据波动加大，加上票据业务资本占用和拨备要求更低，可能也会进一步加剧票据市场的阶段性供需失衡。1月努力实现“开门红”之后，全年压力依然不小。
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